Latest Blogs

Estate Planning
December 16, 2025
Estate Planning for Single Women: You Decide What to Do With It

Single, divorced, or independent? Learn why estate planning for single women matters, what documents you need, and how to protect your legacy with confidence.

Retirement Planning
December 9, 2025
How Does a Roth TSP Conversion Work

Do you have a thrift savings plan? You might be wondering about thrift savings plan Roth conversions, how they work, and how they can benefit you.

Financial Planning
December 2, 2025
What Is Financial Planning: The Practical Guide

Learn more about financial planning with this introductory guide. Explore what’s inside a plan, types of planning, how to plan, and how planners get paid.

Financial Planning
November 25, 2025
What Is Not Allowable in a 1035 Exchange

Learn what is not allowable in a 1035 exchange to protect your assets from fees and taxes. Avoid pitfalls and ensure compliance with our expert guidance.

Retirement Planning
November 20, 2025
How Retirement Planning for Women Looks Different

Women face unique challenges when planning for retirement. Learn retirement planning for women strategies that build security and confidence for every stage of life.

Retirement Planning
November 18, 2025
What Is an IUL and How Does It Compare to an Annuity

Learn what is an IUL vs an annuity. Get clear insights on the purpose, tax implications, and characteristics of your financial options.

Retirement Planning
November 13, 2025
Retirement Planning for Widows​: Keep the Legacy Alive

Compassionate retirement planning for widows helps protect income, preserve legacy, and provide financial stability after the loss of a spouse.

Retirement Planning
November 4, 2025
Women and the Retirement Savings Gap

Women and the retirement savings gap — understand the causes, Social Security impacts, and smart retirement strategies for lasting financial independence.

Financial Planning
October 23, 2025
Hybrid Annuities 101: Pros, Cons & When They Make Sense

Understand hybrid annuity pros and cons to decide if this flexible retirement option aligns with your income goals and risk tolerance.

Financial Planning
October 21, 2025
High Net Worth Divorce: 4 Common Pitfalls to Avoid

Avoid costly mistakes in your high-net-worth divorce. This blog will guide you through complex asset division, spousal support, and tax implications.

Financial Planning
October 7, 2025
Hybrid Annuities with Long‑Term Care Benefits: A Closer Look

Discover how a hybrid annuity with long term care benefits can protect income and help cover care costs while preserving your financial plan.

Retirement Planning
October 2, 2025
How to Maximize Social Security Benefits for Divorced Women

Discover how divorced women can maximize social security benefits for divorced women, including spousal and ex-spouse rules and claiming strategies.

Financial Planning
September 30, 2025
Hidden Fees in Annuities: What Investors Should Ask Before Buying

Annuity fees can quietly reduce your returns. Learn how surrender charges, rider costs, and management fees impact your investment.

Retirement Planning
September 25, 2025
The Role of Annuities in a Diversified Retirement Portfolio

Learn how annuities can strengthen a diversified retirement portfolio. See how your retirement plan’s asset allocation changes by age and how they fill gaps.

Retirement Planning
September 23, 2025
What Place Do Hybrid Mutual Funds​ Have in Your Retirement Plan

Explore how hybrid mutual funds can support your retirement goals with built-in diversification, risk control, and simplified portfolio management.

Financial Planning
September 18, 2025
What Is a Robo Advisor: Skynet or C3-P0?

Discover what a robo advisor is, how it works, its fees, safety, and regulation. Learn if automated investing with tech fits your financial goals or not.

Estate Planning
September 16, 2025
Family Trust vs Living Trust: 4 Important Differences to Keep in Mind

When it comes to financial and estate planning, you should understand the differences between a living trust vs a family trust. Read more here.

Financial Planning
September 11, 2025
Are Annuities Safe or a Risk You Don’t See?

Wondering are annuities safe? Learn how different types of annuities compare, what risks to watch for, and whether they’re a smart choice for retirement income.

Retirement Planning
September 9, 2025
TSP and Divorce Rules: What You Should Know

Do you know what happens to your Thrift Savings Plan during a divorce? This blog will help you understand how your retirement account is affected.

Financial Planning
September 4, 2025
7 Ways Wealth Management for Entrepreneurs Is Very Different

What makes wealth management for entrepreneurs different? Learn how wealth managers can help entrepreneurs with planning, risk management, and more.

Financial Planning
September 2, 2025
High Net Worth Financial Planning: A Quick Start Guide

Looking for high net worth financial planning? Our quick start guide will help you navigate the complexities of managing substantial wealth.

Financial Planning
August 28, 2025
Wealth Management vs Financial Planning: Is There a Difference?

Uncover the distinction between wealth management vs financial planning. Learn how each can help you achieve your financial goals and make decisions.

Financial Planning
August 26, 2025
Why You Shouldn’t Say, “I Hate Annuities”

Do you hate annuities? Find out why dismissing annuities might not be the best decision. You could be missing out on stable income in your retirement.

Retirement Planning
August 21, 2025
Elevance Health Employee Benefits and Making Retirement Work

Explore Elevance Health employee benefits, including 401k, pension plans, and retiree options, plus updates that may affect your retirement plans.

Retirement Planning
August 19, 2025
What is the Roth Conversion Pro-Rata Rule?

What is the Roth conversion pro-rata rule? This rule can determine whether or not a backdoor Roth conversion is ideal for your financial situation.

Financial Planning
August 14, 2025
How Much Does a Financial Advisor Cost in Arizona?

Whether you're preparing for retirement, saving for college, or investing, you'll need someone to do more than simple budgeting. Get a financial advisor.

Financial Planning
August 12, 2025
The Difference Between Private Banking and Wealth Management

Let this guide uncover the key differences between private banking and wealth management. Learn how each service caters to your financial needs and goals.

Retirement Planning
August 7, 2025
What Is a Hybrid Annuity?

Unravel the mystery behind hybrid annuities with our guide. Learn how this insurance product combines fixed and variable annuities for retirement income.

Financial Planning
August 5, 2025
How to Find a Financial Advisor in Las Vegas that You Can Trust

Step-by-step guide to finding a financial advisor in Las Vegas you can trust: Define goals, vet credentials, confirm fiduciary status, understand fees, test fit.

Retirement Planning
July 31, 2025
Providence Health Benefits for Employees and Your Retirement

Discover the Providence health benefits for employees and learn how Asset Preservation Wealth and Tax can help you maximize them for long-term security.

Retirement Planning
July 28, 2025
Breaking the Stigma: 51% of Retirement Age Americans Plan to Work Indefinitely

Why are people working past retirement age? Our survey dives into the reasoning behind seniors working past retirement age and breaking the stigma of later retirement.

Estate Planning
July 24, 2025
Essential Estate Planning Checklist for Nevada Residents

Discover an essential estate planning checklist for Nevada residents. Learn about wills, living trusts, powers of attorney, and more to protect your assets and loved ones.

Retirement Planning
July 22, 2025
MGM Employee Benefits and Your Retirement

MGM employee benefits now include updated 401k options, perks, and health plans. Learn how SECURE Act 2.0 changes and more affect MGM retirement planning

Retirement Planning
July 15, 2025
How to Make the Most of Your Boeing Retirement Benefits​

Maximize your Boeing retirement benefits with tips on pensions, 401k changes, and health plans to plan confidently for your financial future.

Financial Planning
July 10, 2025
Understanding Wealth Management in Las Vegas: A Comprehensive Guide

Learn how wealth management in Las Vegas helps you grow & protect your wealth. Plus, get retirement planning strategies tailored for Nevada residents.

Retirement Planning
July 8, 2025
A Look Into the Las Vegas, Nevada Economy​ & What It Means for Retirees

Explore the Las Vegas Nevada economy, cost of living, inflation, and tips retirees can use to plan a secure and affordable retirement.

Retirement Planning
July 3, 2025
The Kaiser Retirement Plan: A Simple and Useful Guide

A simple guide to the Kaiser retirement plan, including pension, 401k match, and healthcare benefits. Learn how to prepare and make informed decisions for your future.

Retirement Planning
July 3, 2025
The 6 Best Things to Do with Your Intel Early Retirement Plan

Maximize your Intel early retirement plan in with expert tips on severance, pension, health benefits, and payout strategies. Start your retirement with confidence.

Retirement Planning
July 1, 2025
How to Make Your Ultra-High-Net-Worth Lifestyle Last Long-Term

Do you know what it takes to make an ultra-high-net-worth lifestyle last in the long run? Let’s explore these tips in this guide to help you make wealth last.

Estate Planning
June 26, 2025
Do You Need a Lawyer to Set Up a Trust?

You might be wondering if you need a lawyer to set up a living trust. This guide will help you make a decision on what to do and how to plan your estate.

Tax Services
June 24, 2025
Taxes in Las Vegas​ and Planning a Wealthy Future

Explore how taxes in Las Vegas support wealth growth, from no state income tax to retiree and estate planning advantages. Learn how to maximize savings.

Financial Planning
June 19, 2025
How Can a Thrift Savings Plan Financial Advisor Help You?

Are you a government employee looking to increase your retirement savings? This guide will show you how a TSP financial advisor can help.

Retirement Planning
June 17, 2025
Is Your Honeywell Retirement Plan Enough? Here’s What to Do

Is your Honeywell retirement plan enough for the future? Explore what's included, what might be missing, and how to strengthen your retirement strategy.

Retirement Planning
June 12, 2025
Supercharging Your Mayo Clinic Retirement Benefits: 6 Tips

Get the most from your Mayo Clinic retirement benefits with practical tips on pensions, 401k plans, planning tools, payout options, and when to seek expert advice.

Retirement Planning
June 10, 2025
Relocating to Las Vegas in Retirement: 4 Helpful Considerations

Thinking about relocating to Las Vegas for retirement? Learn the pros, cons, costs, and top neighborhoods to decide if it’s the right move for your next chapter.

Retirement Planning
June 5, 2025
How to Create a Strong Dynamic Withdrawal Strategy

Learn how to build a strong and dynamic withdrawal strategy that adapts to market changes, protects your lifestyle, and helps your retirement savings last.

Financial Planning
June 3, 2025
Do You Need a Financial Advisor​: 5 Things to Think About

Wondering if you need a financial advisor? It’s possible to invest without a financial advisor helping you through the process, but what should you consider.

Estate Planning
May 29, 2025
The Best Way to Pass on Wealth​ in Nevada

Discover the best way to pass on wealth in Nevada with tax-smart strategies like trusts, lifetime gifts, and probate avoidance.

Estate Planning
May 27, 2025
Testamentary Trust vs Living Trust: 8 Key Differences

Do you know the difference between testamentary trust vs a living trust? They are estate planning tools that provide control and protection over assets.

Financial Planning
May 22, 2025
Charitable Gift Annuities: Giving and Getting

Make informed decisions about your charitable giving. Learn how these charitable gift annuities' pros and cons affect you.

Retirement Planning
May 20, 2025
Does Nevada Tax Social Security Benefits?

Does Nevada tax social security benefits? Learn how Nevada treats retirement income, pensions, and why it’s a top choice for retirees.

Financial Planning
May 15, 2025
Oregon vs Washington Taxes: Building Wealth in Either Place

Compare Oregon vs Washington taxes to see how each state impacts income, retirement, and spending. Learn which offers better ways to build wealth.

Retirement Planning
May 13, 2025
The Best Retirement Withdrawal Strategies​ for Retirement in Las Vegas

Discover smart retirement withdrawal strategies tailored for life in Las Vegas. Learn how to reduce taxes, stretch your savings, and enjoy a worry-free retirement in Nevada.

Retirement Planning
May 8, 2025
Common Healthcare Costs in Retirement in Las Vegas

Discover average healthcare costs in retirement for Las Vegas, including insurance, assisted living, and local care options to help you plan smarter.

Retirement Planning
May 6, 2025
Choosing 401(k) Funds
Choosing 401k investments as an individual is difficult unless you specialize in investing.

Learn how to choose 401(k) investments with confidence by understanding risk, diversification, and selecting the right funds for your goals.

Tax Services
May 1, 2025
What You Need to Know About Arizona’s Flat Tax

Learn the ins and outs of Arizona's flat tax rate and how this tax structure affects you. Stay informed and plan your financial future with confidence.

Estate Planning
April 29, 2025
A Guide to Estate & Inheritance Tax in Arizona

Are you wondering about inheritance tax in Arizona? Don’t be confused. Let this guide help clarify your questions about inheritance and estate taxes.

Financial Planning
April 24, 2025
Ultra High Net Worth Wealth Management: 9 Important Considerations

Secure your wealth and preserve your assets with ultra-high-net-worth wealth management. You need tailored solutions to grow and preserve your portfolio.

Financial Planning
April 22, 2025
How Are Annuities Given Favorable Tax Treatment?

Annuities can be a great way to save for retirement. They provide a steady stream of income, tax advantages, and the potential for growth with deferred taxes.

Retirement Planning
April 17, 2025
Thrift Savings Plan vs 401K: Which Is Better for You?

Learn the differences between a TSP vs 401k plan for employees. Understand the ins and outs of each plan, to find out which one is best for you.

Dashboard with charts, metrics, and KPI to analyze performance
Financial Planning
April 15, 2025
How AI Is Impacting the World of Investing

Discover how AI is transforming investing—from portfolio management and stock trading to financial planning and retirement. See which tools and trends are shaping the future of finance.

Estate Planning
April 10, 2025
How Are Annuities Taxed at Death

Find out what happens to an annuity after death. Learn how annuities are taxed at death and explore death benefit payout options.

Financial Planning
April 8, 2025
AI in Finance: The Future of Wealth Planning

ChatGPT have taken the world by storm in 2023. They’re beginning to edge into the world of finance, too. But is AI in finance a good thing?

Retirement Planning
April 3, 2025
Living Trusts vs Wills: A Helpful Guide for Legacy Planning

Do you know the difference between a living trust vs will in Arizona? Read this guide so you can make informed choices about your estate plans.

Retirement Planning
April 1, 2025
Annuities and Retirement: The True Connection

Let’s examine the connection between annuities and retirement. How do these financial products ties into your overall strategy with guaranteed income?

Financial Planning
March 27, 2025
What Is a Structured Settlement Annuity​?

A structured settlement annuity provides tax-free, scheduled payments from a legal settlement. Learn how it works, payout options, and selling considerations.

Financial Planning
March 25, 2025
Can You Rollover a 401K to IRA While Still Employed?

Wondering if you can rollover a 401k while still employed? Let this guide you through the process to see if this is the right decision for you.

Financial Planning
March 20, 2025
6 Ways Wealth Management for Professional Athletes Is Different Than Normal Wealth Management

Do you know how wealth management for professional athletes differs from traditional wealth management? Here’s why athletes need specialized help.

Books and money coins in the glass jar zoomed by the magnifying glass
Financial Planning
March 18, 2025
10 Books About Value Investing to Help Align Your Mindset

Discover the best books about value investing. Learn from Warren Buffett and other industry leaders with easy-to-read, insightful guides to smarter value investments.

Senior woman making calculations on her retirement annuity
Retirement Planning
March 13, 2025
The New Rules of Retirement Income Annuities

There are new rules for retirement income annuities. Get familiar with them so you can adhere to them for your modern retirement plans and secure your future.

Old couple reviewing finances and counting money
Retirement Planning
March 11, 2025
Lifetime Income Annuity: You Should Sit Down for This

Explore how a lifetime income annuity can provide steady, guaranteed income in retirement. Learn how it works, who it's for, and what to consider.

The word Medicare written on a peice of paper laying on top of money
Financial Planning
March 6, 2025
How to Appeal IRMAA and Why Do It at All

Do you know how to file an IRMAA appeal? Making an appeal can save you money by avoiding or reducing your IRMAA payment. Learn more about it in this guide.

Financial Planning
March 4, 2025
How Does a Living Trust Survive Death: When a Loved One Passes

Do you wonder about what happens to a living trust when one spouse dies or how a living trust survives death? Learn more here.

Man opening wallets while looking at finances
Financial Planning
February 27, 2025
Is Value Investing Dead: A Look at This Year

Is value investing dead right now? Explore how this classic strategy is adapting, the challenges it faces, and what today’s market means for long-term investors.

Growth of food sales or growth of market basket or consumer price index concept.
Financial Planning
February 25, 2025
How to Invest in an Inflation Adjusted Annuity

An inflation adjusted annuity helps protect your retirement income from rising costs. Learn how it works, its benefits, and steps to invest wisely.

Tax Services
February 20, 2025
How to Move IRMAA Tax Brackets the Right Way in 2025

Learn the best way to move IRMAA tax brackets with this guide. Maximize your savings and avoid costly mistakes. Ensure you're making informed decisions.

Piggy bank in the form of a pig in a plastic bubble
Tax Services
February 18, 2025
How Do Tax Sheltered Annuities Work

Want to make the most of your retirement plans? Learn how tax-sheltered annuities work, how the IRS treats them, and what makes them different from 401ks.

Financial Planning
February 13, 2025
The Role of Asset Protection Trusts in Your Wealth Management

Learn how an asset protection trust safeguards wealth, preserves benefits, and secures assets for beneficiaries with creditor protection.

Financial Planning
February 11, 2025
Value vs Growth Investing​: What Do These Mean for You

Unsure if value vs growth investing suits you? Learn the key differences, historical performance, and how to choose the right investment style.

Estate Planning
February 6, 2025
Ultra High Net Worth Estate Planning: 5 Important Things to Remember

Ensure the preservation and transfer of assets estate planning for wealthy individuals. Get guidance on tax optimization and legacy planning.

Roth IRA
February 4, 2025
TSP Rollover to IRA: What You Can and Can’t Do

Are you interested in a TSP rollover to an IRA? Here are some things you should consider, like tax implications and rules, before you make that decision.

Retirement Planning
January 30, 2025
Self Employed Retirement Plans and How to Save for Your Golden Years
Saving for retirement for employees is fairly simple: contribute 10–15% to the company’s retirement plan. When you are the employer, self-employed retirement plans get more complicated.

Saving for retirement looks a little different when you are your employer. Consider these self-employed retirement plans and factors to increase your retirement savings.

Retirement Planning
January 27, 2025
Single & Ready to Mingle: Best Cities for Single Retirees

Check out our list of the best cities for single retirees to mix and mingle during their golden years.

Retirement Planning
January 23, 2025
Can You Have a Roth IRA and a 401k? A Guide

Can you have a Roth IRA and a 401k? The answer is often yes. You should consider these factors before you set up and contribute to one or both.

Financial Planning
January 21, 2025
7 Reasons to Hire a Financial Advisor for Athletes

Explore the reason why you should hire a financial advisor for athletes. Gain expert guidance on managing your wealth, investments, and future earnings.

Financial Planning
January 16, 2025
How Long Will My Money Last

Discover how to answer the question "how long will my money last" with tips on planning, tools like calculators, and strategies to make your savings last.

Financial Planning
January 14, 2025
What Is a Financial Representative?

Learn more the role of a financial representative and how they guide clients in making informed decisions about investments, savings, and finances.

Retirement Planning
January 7, 2025
Recharacterization vs Roth Conversion: A Simple Guide

Do you know the difference between a Roth conversion vs a recharacterization? Learn more about these two strategies and how they can help you save.

Tax Services
January 2, 2025
What Is a Non-Qualified Stretch Annuity?

Do you know what a non-qualified stretch annuity is? This type of annuity can help you transfer your accumulated wealth over multiple generations.

Retirement Planning
December 19, 2024
Does Arizona Tax Social Security? A Step-by-Step Guide to Arizona Taxes for Retirees

Not sure if Arizona taxes Social Security? Arizona is known for its communities and low cost of living. Here’s a guide to Arizona taxes for retirees.

Estate Planning
December 17, 2024
Estate Planning and Asset Protection: Here’s What You Need to Know

Secure your future with effective estate planning and asset protection strategies. Discover essential tips to safeguard your wealth and peace of mind.

Estate Planning
December 12, 2024
Estate Planning for IRAs: Your Quick Guide

Secure your legacy with expert estate planning for IRAs. Preserve your assets and ensure a smooth transfer to heirs. Start planning to protect your future.

Financial Planning
December 10, 2024
How Can a Financial Advisor for Entrepreneurs Help Your Business?

Uncover your business potential with a financial advisor for entrepreneurs. Discover how to enhance growth, improve cash flow, and achieve financial goals.

Retirement Planning
December 5, 2024
How to Use Nest Egg Calculators

Maximize your financial future with our guide on using nest egg calculators. Discover how to effectively plan and preserve your assets for retirement.

Financial Planning
December 3, 2024
An Inside Look at the Wealth Management Process

Explore what the wealth management process is like and how it drives financial success. Gain insights into how it's designed to optimize your investments.

Financial Planning
November 28, 2024
Financial Planning vs Financial Advisor: Is There Really a Difference

Discover the differences between financial planning vs financial advisors. Learn how each can help you secure your financial future and preserve your assets.

Estate Planning
November 26, 2024
Is Estate Planning Tax Deductible?

Discover if estate planning expenses are tax deductible and how it can benefit your financial future. Explore the nuances of estate planning and taxes.

Retirement Planning
November 21, 2024
The 5 Best Retirement Plans for Young Adults

Secure your future with the best retirement plans for young adults. Explore options that maximize savings and growth potential. Start planning today.

Retirement Planning
November 19, 2024
22 Questions to Ask Your Retirement Planner

Heading into your golden years? These are some vital questions to ask your retirement planner to get the future you want. Ensure you’re on the right track.

Retirement Planning
November 12, 2024
The Quick Guide to the Oregon Retirement Plan Mandate

Learn everything you need to know about the Oregon Retirement Plan Mandate. This guide simplifies how it works, withdrawals, and steps for opting out.

KEEP UPDATED

Get great content updates from our team to your inbox.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Asset Presevation

Arizona

Peoria

P: 623-400-6067
Toll-Free: 855-879-8293

Scottsdale

Phoenix

Tempe

Goodyear

Gilbert

P: 602-449-0146

Las Vegas

Summerlin‍

Henderson‍

P: 702-476-4300

South Carolina

Greenville

P: 864-807-9901

Fidelity InvestmentsTD Ameritrade Institutional

© APSITaxes.com. All Rights Reserved. | Investment Advisory services offered through Foundations Investment Advisors, an SEC Registered Investment Adviser. Privacy Policy.

ADV Part 2A & Form CRS.

Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.