Our Method

Discover The Worth Of Your Wealth

The fiscal accumulation of your life’s work presents you with a legacy waiting to be written. But money itself has no meaning until you decide how best to use it. The true value of your wealth manifests in how it’s managed, and for that, you need a team of professionals dedicated to coordinating a comprehensive financial plan.

Asset Preservation Tax & Retirement’s team of professional financial planners in Phoenix, AZ gets to know you personally, so we can build a financial plan custom-tailored for your success.

Comprehensive Financial Planning

Our team consists of dedicated advisors with specialized experience in tax, investment, retirement saving such as 401K and IRA accounts, legal and insurance planning. Drawing on a broad base of knowledge, they are committed to helping you achieve your retirement goals.

We offer a broad range of wealth management and financial planning services including:

Flat Fee Financial Planning

When it comes to investing your money, a one-size-fits all, commission-based approach benefits the advisor more than you. That’s why Asset Preservation charges a flat fee for our services. You pay an affordable fixed amount, no matter how much you earn on your investments. That allows us the flexibility to consider the best options for you, not just the ones that pay a commission to the advisor.

Whether It’s Saving Up For Retirement, Filing Your Taxes Or Managing Your Investments, Our Team Of Financial Advisors Is Here To Help.

Contact our office and speak with a financial planner to discuss your financial future.

  • Financial Planning
  • Retirement Planning
  • Estate Planning
  • Tax Services
  • Life Insurance
  • Fee-Only Investment Advice
  • Annuities

Financial Planning

Sustain Your Success With Smart Money Management

Failing to plan, as it’s said, is planning to fail. But even a plan has to be the right one if you want to give meaning to your money and ensure a stable future.

Sure, money can’t solve all of life’s challenges, but careful budgeting turns finances into solutions rather than stresses. Financial planning — often called wealth management — unpacks the full worth of your wealth, beyond number of dollars in your accounts, providing for your personal health, children and grandchildren’s education, and a long-term commitment to your family’s financial security.

Asset Preservation Tax & Retirement’s personal financial planners in Phoenix, AZ will work to devise the best approach to manage your financial obligations, while stewarding your future needs. With the finesse built only by high-level training and experience, our financial planning professionals weave your financial portfolio into an elegant and beautifully simplified plan that fits into your lifestyle.

The fully licensed financial consultants in our office will provide financial planning services that include college funding, taxes, life insurance, estate, inheritance and retirement planning, and other areas relevant to you and your loved ones.


An annuity is a contract between you and an insurance company that works like a personal investment. You make a lump-sum payment or regular series of payments and then later receive regular disbursements at a defined time, such as retirement.

If you would like to one day receive a steady flow of income from an annuity, consider talking to our experienced annuity company. Contacting one of our annuity advisors today will help you understand whether or not an annuity is right for you, and which ones make for practical investments according to your plans and goals.

There are the two main types of annuities offered by most insurance and annuity companies, along with four additional options:

  • Fixed Annuity: receive a guaranteed payment
  • Variable Annuity: receive a payment based on your investment’s success
  • Income Annuity
  • Index Annuity
  • Hybrid Annuity
  • Senior Annuity

Contact one of our annuity advisors and find out if having a constant flow of income through an annuity might be the best investment option for your financial plan.

Life Insurance

You can only fully enjoy your retirement here in Phoenix when you don’t have to worry about your loved ones once you’re gone. Our personal financial planners help give you the reassurance that comes from a solid life insurance plan. You can relax with the people you love, knowing they their financial needs will be taken care of.

Your personalized life insurance plan begins with getting to know you and your family, your expectations and your loved ones’ needs. Our life insurance agents will help find an insurance policy that works best for you, and determine:

  • When’s the right time to start a plan?
  • How much money do you want to leave behind?
  • Are you involving another provider for your family?
  • How long do you expect your loves ones to live off of your financial savings? How often do you want to deposit your savings?
  • How often do you want to deposit your savings?

Call an Asset Preservation Tax & Retirement planner now and we’ll help make sense of your insurance options.

College Funding

Getting our kids prepared for the “real” world is a big responsibility, and one you don’t have to take on alone. Our licensed financial advisors can help create a budget that will become an investment in your child’s future potential to get hired and receive higher wages.

The best time to start planning for your kids’ higher education is now. The sooner you start, the better. We can discuss several different plans that can help you send your kids to the college of their choice, whether it’s here in Phoenix, Scottsdale, Tempe, or anywhere throughout the world.

Get quality financial planning services by contacting our firm. One of our advisors can help you get started on your college funding today!

Inheritance Planning

Leaving your financial legacy in the right hands can be a difficult, emotional process. It helps to have a trusted advisor beside you. Asset Preservations financial consultants will help you ensure your loved ones will be taken care of into the future. We listen like a good friend and help you plan out your inheritance and draft a will with foresight.

Asset Preservation’s personal financial planners can start your inheritance plan off on the right path, with the optional plans that fit within your personal budget and expectations, such as:

  • Trusts: We’ll make sure that the inheritances you leave behind for loved ones are received at appropriate ages and discuss the possible tax exemptions.
  • Taxes/IRAs: IRA inheritances open several financial opportunities. We’ll inform you on the available options and their taxation consequences so you and your heirs are aware of every inheritance decision.
  • Estates: Laws concerning estates and their inheritances change. Your financial advisor will help you plan your estate so that it’s a gift, not a financial burden on your loved ones.

Call a Financial Advisor Now
Make your future one worth dreaming about. Call one of our financial advisors in Phoenix today.

Retirement Planning

Your future starts as soon as you take that first step forward. However, a misstep—such as choosing the wrong wealth management company or getting bogged down trying to do it all yourself—will waste time better spent enjoying your best years.

You deserve to have your retirement planning done right. Asset Preservation Tax & Retirement is one visit or phone call away, right here in Phoenix.

Whether you’re accumulating wealth for that day when you can pursue your retirement dreams or you’re already about to cross that threshold with pockets full, our financial advisors can help you have a happy retirement. In fact, with skillful planning, the retirement you’ve visualized can come sooner than you might think!

Our financial advisors start by listening to you, understanding your goals, so we can simplify the entire process with retirement planning that will make sense and work best for you.

Our clients benefit from a variety of exceptional retirement planning services, such as:

  • IRA Rollovers
  • Stretch IRA
  • 401(k) Rollovers
  • TSA 403(b)
  • Deferred Compensation 457(b)
  • Pension & Profit Sharing

Call a Financial Advisor Now
Make your future one worth dreaming about. Call one of our retirement plan advisors in Phoenix today.

Tax Services

You’re probably paying too much in taxes, both here in Arizona and to the federal government. With our unique tax-saving strategies, we can minimize your taxes so you have more to save and invest.

Tax season is a dreaded, hectic time for most people. Not for the tax preparers and accountants at our office, though. For them, tax season is a delight! With their understanding of ever-changing tax codes and best practices, they are able to help put a smile on our clients’ faces. We’ll help you better understand your taxes and integrate tax planning into your custom financial plan.

Tax Planning and Tax Prep in Phoenix

The tax professionals at our Phoenix office provide two essential services: tax planning, and tax preparation.

Tax planning includes handling your finances to get the most out your money. Tax preparation is the practice of completing and filing for your tax returns, and we provide timely services that maximize your deductions and minimize your tax liability.

Our tax preparers and accountants will take care of your next tax season to secure a bigger refund or save you money, even as we create a plan for years to come.

Call a Tax Advisor Now
Contact the tax professionals and enrolled agents in our Phoenix office now, so you can start saving today.

Estate Planning

You spend a lifetime building and accumulating wealth that—let’s face it—is worth more than a price tag. Your estate is an expression of your character and your accomplishments, so ensuring it passes into the right hands is essential to your legacy.

Our Phoenix financial advisors want to understand the vision you have for your estate and help guide you to the best options to get it all set up. Most people leave their estates to family or bequeath them to a charitable organization (which can help relieve tax burdens)—or a combination of the two.

Estate planning can also encompass who you want to care for and manage your finances and medical decisions, should you become unable to do so.

We can help you create a solid plan for your estate, including such services as:

  • Developing a will
  • Setting up trusts and insurance plans
  • Naming beneficiaries and power of attorney
  • Creating plans for gift giving to reduce estate taxation
  • Access to our estate planning attorneys

Talk to an estate planner today!
Let our estate planning company help you manage your assets so you can leave behind a lasting legacy that takes care of the people and causes you care about.

Roth IRA

A Roth IRA conversion may be right for you if your income is too high to contribute to a Roth IRA outright ($140,000 and up for individuals in 2021; $208,000 and up for married couples filing jointly). With this strategy, you convert all or part of your traditional IRA to a Roth IRA and pay regular income taxes on the converted amount.

It may seem counterintuitive to pay taxes now that you could put off until later, but doing so will allow you to take advantage of a Roth IRA’s main benefit: tax-free withdrawals of contributions and earnings in retirement (so long as you’re age 59½ or older and have held the account for at least five years).

“It’s an attractive option for individuals who believe their tax rate may be higher in retirement, or for those who just want the flexibility that tax-free income provides,” says Rob Williams, managing director of financial planning at the Schwab Center for Financial Research. “And, unlike tax-deferred retirement accounts, Roth IRAs aren’t subject to required minimum distributions beginning at age 72.”

If you think a Roth IRA conversion might be right for you, Rob points to three tax-efficient strategies:

  1. Max out your bracket: Let’s say you’re single and make $145,000 a year, which puts you in the 24% tax bracket. The next bracket doesn’t kick in until your income exceeds $164,925, so you could convert $19,925 ($164,925 – $145,000) and still stay within your current bracket.
  2. Spread it out: Breaking up the conversion across multiple years can make the tax hit easier to manage—and could, when combined with the strategy above, reduce the overall tax you pay on the conversion.1
  3. Get ahead of tax changes: If upcoming changes to tax law will adversely affect future taxes, converting some or all of your traditional IRA in the year preceding the change could help you avoid paying more tax on the conversion than necessary.

In any case, you may want to wait until the end of the year to perform the conversion. “That way, you can account for any year-end changes to your total taxable income,” Rob says.

Talk to an Roth IRA expert today!
Let our estate planning company help you manage your assets so you can leave behind a lasting legacy that takes care of the people and causes you care about.

Ready To Get Started?

You spent all your working years accumulating this wealth. Now it’s the time to make the most of it.